At Green Light, we can tailor a loan package to suit your personal situation. However, we believe that with planning and the right advice our clients will be on the right path to achieving their financial goals and aspirations. For these reasons we have arrangements with experienced and reputable financial planners to review your situation.
- Make the most of your superannuation
- Maximise your income in retirement
- Review ways to secure your lifestyle and financial goals
- Learn how to diversify your investments across shares, managed funds, property, fixed interest and cash products
- Discussing strategies to help minimise tax
- Investment gearing strategies and risk protection
- Provide expert advice on redundancy or early retirement
- Salary Packaging / Salary Sacrifice
- Estate and Succession planning
- The Financial Planning Process
Step 1: Understanding your needs
- Identify and prioritise your specific goals, needs and circumstances as well as the range of investment options suited to you.
- Analyse your personal situation and consider all the suitable investment alternatives available.
Step 2: Preparing a recommendation
- Preparation of a statement of advice which details the strategies you need to implement to achieve your goals.
- Provision of recommendations in writing, detailing every step of the proposal with an explanation on the basis of the strategies we recommend.
- Comprehensive explanation of all fees and charges.
- Address any concerns to ensure that you are completely satisfied with our recommendations.
- Authority to proceed to the next step.
Step 3: Implementing your strategy
- Implementation of the agreed strategy once you are comfortable with the recommendations.
Step 4: Reviewing and updating your plan
- Regular reviews of your financial plan to ensure it remains on track and properly reflects your changing needs and circumstances.
Important Questions You Need to Ask Yourself
- How much money do I have to invest?
- Would I be prepaid to borrow to invest?
- What risks am I prepared to take?
- What standard of living do I want in retirement?
- How much insurance do I require, to pay out the mortgage and cover family living expenses in the event I die?
To find out more call Green Light on 1300 939 675 or email info@greenlightonline.com.au